Frequently Asked Questions
For Buyers
How do I get pre-approved for a mortgage?
Getting pre-approved for a mortgage is one of the first steps in the home-buying process. A lender reviews your income, credit history, assets, and debts to determine how much you may qualify to borrow. A pre-approval letter helps strengthen your offer and provides a clear understanding of your budget.
How much down payment do I need?
The required down payment depends on the loan program and your financial situation. Some qualified buyers may purchase a home with a lower down payment, while others may choose to invest more upfront.
What are closing costs?
Closing costs are fees associated with completing a real estate transaction. These may include lender fees, escrow fees, title insurance, appraisal costs, recording fees, and prepaid expenses.
How long does the home-buying process take?
Most home purchases take approximately 30 to 60 days from accepted offer to closing, although timelines can vary depending on financing, inspections, and market conditions.
For Sellers
How much is my home worth?
Your home's value depends on factors such as location, size, condition, upgrades, and current market trends.
How should I prepare my home for sale?
Preparing your home may include decluttering, deep cleaning, making minor repairs, enhancing curb appeal, and staging key areas.
How long does it take to sell a home?
The time required to sell a home depends on pricing, location, condition, and market demand.
What fees should I expect when selling?
Seller expenses may include real estate commissions, escrow and title fees, transfer taxes, and any agreed-upon buyer concessions.
General Real Estate
Why should I work with a Realtor®?
A Realtor® provides professional guidance throughout the buying and selling process, including market analysis, negotiations, contract management, and transaction coordination.
What areas do you serve?
Bonita J. Realty, Inc. proudly serves Chino Hills, Eastvale, Diamond Bar, Pomona, Ontario, Rancho Cucamonga, and surrounding Southern California communities.
What is the current market like?
Real estate market conditions change frequently based on inventory levels, interest rates, and buyer demand. Contact us for the latest local market information.
How do I schedule a consultation?
Simply complete our contact form, call our office, or email us directly to schedule a consultation.